The potential for concussion is real. This definitely includes Rugby.
IMHO, there will be no contact football for kids under 14, maybe even 16, by 2015.
Even the NCAA is paying through the nose-ring.
Currently, our National Governing Body has no baseline testing program for Youth participants.
That does NOT mean that at the local level, youth programs, leagues and teams can ignore this potential threat. Pre-testing and awareness programs are CHEAP when compared to the immeasurable damage that can be done a young brain.
Ask. Ask us now: kevin @ ruckinginsurance.com