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TRY Donation Program: SCRUM Machine Donated
TRY Donation Program just picked up, and is about to deliver, a scrum machine to a youth club in need. Rugby Gods, I LOVE MY LIFE! Big thanks to Ryan Burke of the Oakland Warthogs for facilitating the...
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Renting your Personal Stuff: It ain’t insured, yo…
Now that the UberX tragedy has brought to light the challenge of using personal vehicles for commercial purposes, the next bit of fun will be renting your place to strangers. Yay! I like this response...
View ArticleAIG Requiring Concussion Program for Amateur Sports
AIG will now require a concussion program be in place for an amateur sports league, team or association. Details to follow.
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Happy SAD: Singles Awareness Day…
Ch-Ching! SAD: Singles Awareness Day… In 2006, Men (mostly) spent over $14,000,000,000.00 in an attempt to get their finger on the button. 14 Billion. In 2012, campaigns spent near $2,000,000,000.00...
View ArticlePoliticians and Insurance: Evil begets Evil
All politicians are Evil. The R’s artificially distort this market for votes. This prick gov’t official was on the take. Could be R or D, DFM. This D is also on the take, and of course, denies it. If...
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ASSumed Risk: Skiing like Rugby, Sprint like NSA…
You assume the risk. Do you understand that? Laws like this will allow cool places, like ski resorts, and rugby pitches, to remain open. And, if you text a nudie shot to your Significant Other. Well,...
View ArticleA TRICK to get info from an Insurance Company
Call the Marketing Department. The Sea Rescue team for Insurance companies. Let’s say they’re late with your renewal quote (I hate brokers who wait til the last minute to provide renewals. Idiots.),...
View ArticleAggregate: Big Word, Little Insurance
WTF is an Aggregate? Aggregate Limit - Usually refers to liability insurance and indicates the amount of coverage that the insured has under the contract for a specific period of time, usually the...
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Never Do the Right Thing
You hit a nice person, accidentally, with your work truck. Small dent, no injuries, everybody seems cool. So as the business owner, you’re thinking that you should pay for the damage repair out of...
View ArticleIf you give me $5, I’ll give you $1,000…
A facetious headline, but an important thought. (GL rates are super complicated, don’t get twisted up on the above example.) First: Why does your business need General Liability Insurance? This. GL...
View ArticleHow much is that truck worth? Wrong Question
With Auto Insurance, you get only what the car is worth, “Actual Cash Value.” That could be the “Blue Book” value, the fair market price (typically lower than “Blue Book”), and, maybe, if it’s super...
View ArticleCA Legislation UBER Alles!
This will twist panties in the underwriting cubicles. How do you rate an exposure for an operating phone app? Car moving? Not moving? What if the guy leaves the app on by mistake? Or, there’s a...
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New Moon on Monday
Ever been to a concert? These lovelies were my first… sad, but true. If you think Hipsters are casually over-dressed, look at this pic, 2 or 3 more times… Event insurance, for Concerts, Art...
View ArticleLoss Runs: How YOU control brokers…
I’ve pounded on this sand before. I’ll pound til I make glass! 90 days from a renewal date, ask for your loss runs. Every time. Every year. Every policy. Even if you shove them into a folder, it’ll...
View ArticleMC vs Visa: MasterCARD WINS!!!!! Fraud Protection at ATM, etc. etc.
From the Insurance Journal: MasterCard Inc., the world’s second largest debit and credit card company, said it is extending its zero liability policy in the United States to include all PIN-based and...
View ArticleRub Some Dirt On It!: Getting hurt/sick on the job
This sucks… Your Employees need to feel safe. I am NOT a feelings guy… if an Employee ain’t meeting standards, there are procedures to deal with that. However, with CA being an At Will employment...
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Pot Club Insurance!
Well that didn’t take long! Pot Club Insurance. Insurance companies love program business: Pest Control, Pot Clubs, and Uber/Lyft drivers. Why? Because once the Gov’t “OKs” something, they know...
View ArticleID Theft: ATM is where it starts…
Follow these simple rules regarding ATMs. Note: MOST ID Thefts are people you know stealing your info. Either way, don’t be dumb around ATMs. I’d suggest only using YOUR banks ATM, never one at a...
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Concussions: US Youth Rugby MUST Implement a Program NOW!
The potential for concussion is real. This definitely includes Rugby. IMHO, there will be no contact football for kids under 14, maybe even 16, by 2015. Even the NCAA is paying through the...
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