You assume the risk.
Do you understand that?
Laws like this will allow cool places, like ski resorts, and rugby pitches, to remain open.
And, if you text a nudie shot to your Significant Other. Well, expect this to happen.
(Remember, the NSA doesn’t spy on you. The NSA purchases your data from your cell carrier, ISP, and email host. Nice, huh?)
Insurance is not designed to protect you from you. Get it?